so crazy…last fall, photographer annie leibovitz, borrowed $5 million from a company called art capital group. in december, she borrowed $10.5 million more from the same firm. as collateral, among other items, she used town houses she owns in greenwich village, a country house, and something else: the rights to all of her photographs.julian schnabel also turned to an art lender when building palazzo chupi in greenwich village, later borrowing against his artwork with a bank. by dd